Citibank personal bank loan is readily available for salaried people, self-employed expert and business people. Current Citibank customers having a Suvidha, Branch or home financing relationship can avail of Citibank unsecured loan.
Just how long may I decide to try repay the mortgage?
You can easily repay your loan over a length of 12 to 60 months.
The time scale of the time you take the loan over will affect the dimensions of your repayments, therefore if you prefer smaller repayments, you need to repay your loan over a lengthier term. Remember, the longer you are taking to settle your loan, the greater amount of interest you are going to be charged overall.
Can I pre-pay my Personal Bank Loan?
Yes. You are able to pre-pay your private Loan. You have payday loans Ohio two choices to create a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing A comprehensive Pre-payment by settling the entire loan outstanding in one single single repayment. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. Which will make prepayments in complete or component, you ought to phone our 24×7 CitiPhone helpline.
Complete Pre-payment of Citibank Unsecured Loan
For loans scheduled, it is possible to shut your loan account in complete; can be done therefore any right time following the very very first 12 months as your loan scheduling. For loans scheduled prior, it is possible to shut your loan account in complete any time following the very very very very first 6 months of one’s loan scheduling.
Partial pre-payments could be made post the initial one year of the loan scheduling. To produce re payments in complete, you’ll want to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Personal Bank Loan
You may possibly prepay part of the outstanding stability for the loan susceptible to listed here conditions:
- You have got compensated your loan EMIs for at the very least 12 consecutive months since your loan scheduling date.
- Your prepayment amount is the same as at the least 2 EMIs and no more than 5 EMIs.
In order to make part pre-payment, you will need to phone our 24×7 CitiPhone helpline. As soon as you inform the lender of the intention to prepay, the financial institution will think about your demand and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you will need to continue repaying the subsequent EMIs as per the payment routine provided by the financial institution. The partial pre-payment facility can be acquired as soon as in year.
Whenever do i must pay Late Payment Charges?
The date that is due the payment of EMIs will probably be 1 st of any thirty days, after the thirty days of Loan disbursement. re re Payment directions will be presented from 1 st of any thirty days. We nonetheless donРІР‚в„ўt fee any belated repayment fees just in case the re re re payment is delayed.
How do you learn how much is outstanding to my loan?
If you are a current Citibank on line Banking client, you will see your present loan stability on the web, nonetheless please be conscious that it isn’t really your last settlement figure.
Instead, to discover the outstanding balance on your individual Loan simply phone our 24×7 CitiPhone helpline. They will be in a position to supply you with the many present informative data on your loan.
How many times will we get a declaration?
Statements are given annual in the 31st of March and mailed to your many present target supplied to us. If you want a declaration released virtually any time, just call us on our 24×7 CitiPhone helpline figures supplied right right right right here or use your Citibank Online IPIN (available on demand) to gain access to your personal bank loan Account and get your bank balance.
wemagine if I have significantly more concerns?
If you should be Citibank Consumer, be sure to use the ‘online question’ center to create to us. If you’re maybe perhaps perhaps not really a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied right right here.
Prepared to make an application for your loan?Click 4 Call.
- Unsecured Loan Form
- Papers Required
- Private Loan РІР‚вЂњ Loan Agreement
- Private Loan РІР‚вЂњ Provider Conditions And Terms
- Private Loan РІР‚вЂњ Most Crucial Terms and Conditions
- Private Loan РІР‚вЂњ Standard Conditions And Terms
Terms and conditions apply. Issuance of loan are at the single discernment of Citibank, N A. Citibank reserves the ability to ask for almost any extra papers from the applicant.
Citibank reserves the best, whenever, with previous notice to add/alter/modify change that is differ some of the conditions and terms or even to change them, wholly or in component.
+ please be aware that the Click 4 Call solution can be acquired. This center is certainly not available on nationwide holiday breaks and significant Public vacations.
*The last loan amount, rate of interest and loan tenure relevant will undoubtedly be susceptible to eligibility, per Citibank’s credit processing requirements.
**Instant call right straight back solutions on SMS can be acquired. If you should be instead of Aircel/Airtel/Vodafone/Idea, deliver the SMS. Stipulations use.
^Timelines mentioned include only business days. Timelines talked about would commence once the documentation that is entire per Citibank’s needs are submitted by the applicant.
# client can combine stability of no more than 2 bank cards and 2 loans that are personal. Client can avail a debt consolidating loan all the way to Rs. 15 Lakh. The last loan quantity and interest price relevant is supposed to be susceptible to eligibility, depending on Citibank’s credit processing requirements.
Partial pre-payment is permitted after year of loan tenure. Client can work out this only one time in one year. Consumer has to pay in numerous of EMIs. Component pre-payment quantity can be just as much as 5 months EMI quantity and the least 2 month EMI amount. For the precise quantity, client has to phone CitiPhone.